Baccarat Payout Rules
Last Updated: 2024-07-15
Player and Banker Bets (1:1)
Player and Banker are the main betting zones and generally pay 1:1 when winning. A tied game will refund these bets. Due to the card drawing rules, the Banker has a small edge over the Player and will win slightly more often. Accordingly, a small commission is added to Banker bets. The commission is determined by the table’s commission setting.
A commission is a small fee charged on some winning payouts. In Baccarat, the Banker is slightly more likely to win than the Player due to the drawing rules. Commissions are applied to winning Banker bets to balance this difference.
1. Traditional
A 5% commission is subtracted from all Banker bet payouts.
2. ‘No’ commission
For most Banker bets, no commission is subtracted. However, if the Banker wins with a hand value of 6, a commission of 50% is taken from the winning payout.
Tie (8:1)
Tie is a side bet that pays when the game result is the same value for both the Player and the Banker.
Lucky 6 (12:1 / 20:1)
Lucky 6 is a side bet that pays when the game result is a Banker win with a hand value of 6. If the “Lucky 6” hand has two cards, the payout is 12:1. If it has three cards, the payout is 20:1.
Pair Bets (11:1)
Player Pair and Banker Pair are side bets that pay when the first two cards for the Player and the Banker respectively are the same rank. (e.g. two queens or two threes)
Player 8 (25:1)
Player 8 is a side bet that pays if the Player wins using 3 cards with a hand value of 8.
Banker 7 (40:1)
Banker 7 is a side bet that pays if the Banker wins using 3 cards with a hand value of 7.